Hi we applied very late as it hadn't occurred to us, infact I dropped the first, (very in-depth) forms off about a week late! The forms were very specific and took in to account every bit of our financial situation, which is pretty complex tbh and took a good few hours to compile all the information.
These initial forms were followed up by an interview with the bursars team which was a lot less scary that I expected, but gave nothing away! I was completely honest about our assets which I though on paper didn't look great (we have some rental properties), however, they took on board that in current climate it was pointless to sell and that also we desperately needed the income from them at the moment just to survive. They were interested also in what cars we drove, holidays (none!) and income from trust funds (
???). As we run our own business they also wanted to talk about business accounts and future plans. It was quite intrusive and if I am honest a little embarrassing, however, we have been offered a generous bursary (way more than we could have hoped for) and I am so pleased/grateful/relieved with the result!
I think that that if you are honest about your savings and can explain what they are for etc they are more likely to take a sympathetic view, families financial situations can be very complex and I should imagine very few fit the stereotype of single parent on a low income... it is the bursars job to make a recommendation using the information they are given.
Good luck and from my experience the bursar was very human!