Sally - nor us! Always amazed me how people just kept borrowing without any thought to the bubble bursting. Since we are getting such a low rate on our savings we have paid four years school fees up front as there is now no benefit in haivng mioney sitting in the bank.
Of course not everyone is greedy but you just have to look at the size of the Country's personal debt to know that Sally Herts and Thea are a rare breed! Oh dear, I'll have everyone else telling me how good they've been next!