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PostPosted: Thu Jan 09, 2014 11:12 pm 
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Joined: Thu Jan 05, 2012 8:43 pm
Posts: 133
Hello all

I am studying for the CII R04 exam and have left it all very late. :oops: I am really struggling with the lifetime allowance questions (and a few more :shock: ). Anyone out there that has any experience of this exam?

Thank you


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PostPosted: Fri Jan 10, 2014 2:05 pm 
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Joined: Wed Sep 21, 2011 10:30 am
Posts: 619
Hi

I've done J05 and G60 and have colleagues who have sat R04 in the last year or so. I think they all passed first time and found it ok - both time-wise and question-wise. Are you using Revisionmate and some of the online resources like Aviva Academy?

Good luck!!


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PostPosted: Fri Jan 10, 2014 7:33 pm 
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Joined: Thu Jan 05, 2012 8:43 pm
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Hi bondgirl
Thanks for your reply. Yes I am using the Aviva Academy and Revisionmate. I have also got the extra questions set. I have previously done CF1, FA1 and FA2 but am finding this one a bit more difficult. Good to hear your colleagues found it ok. Maybe there is hope!


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PostPosted: Fri Jan 10, 2014 10:48 pm 
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Joined: Wed Sep 21, 2011 10:30 am
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I did a couple of the R0 papers (1 and 3) and both were fine although R03 was tight for time and there quite a lot of calculations. Pensions are just so extraordinarily complex - 2006 saw Pensions Simplification but an adviser still needs to know and understand everything that went before it, plus the Chancellor in his wisdom changes the rules at every budget. The result is even more complexity - no one gives a thought for us lot who have to keep up with it all :lol:


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PostPosted: Sun Jan 12, 2014 10:26 am 
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Yes very complex! I'm getting to the point where everything is becoming a blur! Also you know your revision isn't going well when you start getting answers that aren't even an option on the multiple choice :shock:


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PostPosted: Mon Jan 13, 2014 7:34 pm 
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All those hours spent learning LTA calculations and not a single one came up in the exam today! But thankfully I passed!


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PostPosted: Tue Jan 14, 2014 3:46 pm 
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Yay!! Well done Probsnaive! I hate that nail biting moment when you press the button at the end of the exam waiting for the result to pop up but it's a relief to get the result there and then - especially when you pass :)


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PostPosted: Tue Jan 14, 2014 7:33 pm 
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Joined: Thu Jan 05, 2012 8:43 pm
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Thank you! I was in shock! Couldn't quite believe it but very relieved :D


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