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 Post subject: Student Insurance
PostPosted: Sat Aug 28, 2010 3:10 pm 
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Joined: Sun Aug 03, 2008 6:28 am
Posts: 4
Hello,

as my daughter is off to music college this September I was wondering if it was wise or beneficial to invest in student insurance. The halls she is staying in are covered, but they do not cover anything outside of the building.

Does anyone have experience with this, and are there any recommendations as to providers.

cheers


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 Post subject: Re: Student Insurance
PostPosted: Sat Aug 28, 2010 3:43 pm 
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Joined: Fri Mar 17, 2006 5:12 pm
Posts: 1301
Location: Birmingham
Hi

I checked up on this and found that my DD was covered up to £5K on our home insurance. She is also covered for up to £2K on individual items such as musical instruments. We are with Direct Line - worth checking with your insurer.


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 Post subject: Re: Student Insurance
PostPosted: Fri Oct 08, 2010 10:51 am 
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Joined: Sun Mar 30, 2008 10:43 pm
Posts: 15
Although home insurance can sometimes cover items away from home, if you have to make a claim, your insurance will go up.
The students insurance covers items in their room and not out of the building. We decided to get separate insurance for his phone and laptop. He can claim as many times as he wants and the insurance stays the same the following year.


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 Post subject: Re: Student Insurance
PostPosted: Fri Oct 08, 2010 12:28 pm 
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Joined: Tue Mar 04, 2008 2:28 pm
Posts: 2362
Also need to check that they are covered if there is no evidence of forced entry - normal household insurance usually doesn't but some specialist student policies will.


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 Post subject: Re: Student Insurance
PostPosted: Fri Oct 08, 2010 9:33 pm 
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Joined: Thu Nov 08, 2007 9:57 pm
Posts: 1167
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