Can I just nip in to say that whilst some prestigious indies might end up costing you lots more, actually everyone always mentions that fees is just the start of the indie costs, when actually we have found the opposite. I don't say you are wrong KCG, far from it, but in many cases the costs are not onerous on top. In actual fact, with two in Y7 one at state GS and one at indie, I can honestly say that the 'on costs' have been significantly higher in the state GS than in the indie. I know that is only our case but its worth stating as we can't be the only ones to feel this, and it means the OP gets a more balanced view. Only thing I can say is check it out with o0ther parents.
Sorry for the 'ahem', just felt had to say
To be fair, Yamin151, I was careful to say that the actual costs "can actually be
double" not that they would be
double!! Certainly it would be sensible for the Op to check out with other parents at the school about actual costs (especially as she implies they can just about afford the fees with the scholarship). The detailed assessments we made of the private schools we considered locally, coupled with my sister's experience (3 children in private schools in Surrey) showed that in those schools at least, the fees were the tip of the iceberg but, of course, there are other private schools that are far more economical. I don't know Old Palace so couldn't comment on the actual costs there.
So go for the one that gives you more flexibility as a family - this might be the indie as it could offer the things your dc is most interested in, could give you better before and after school care, subject choice etc or WHSG which might offer these things - or others - with no fee cost. As you say your dd isn't that fussed, ask yourself, where would I feel more comfortable?