Sorry without the link I'm a bit clueless as to what you are talking about.
I personally would never take any risk on a family home for school fees...
Google "School Fees Advice"
I just want to know if anyone has used these type of financial advisors and if they provided worthwhile advice.
Low risk on house as I have virtually no mortgage.
There are also a few minor tax planning gains to be obtained but to reallly benefit from them you would probably need to be in a position where you don't need financial planning anyway!
The options really are
a-saving up before schooling
b-paying out after schooling (i.e. a loan)
c-selling up and moving to a smaller house in less desirable area to realise cash.
Of the three I would suggest c) is the one that would make the difference but of course it is also often the most unpalatable.
The tax planning gains are what I am interested in. Are they worthwhile?
a - Have savings but would rather leave them
b - Don't need all the money at once, so a drawdown facility would be useful.
c - Would cost over £30K to move in stamp duty alone (more than two years fees), so better off staying put.
I suspect that there are many more options depending on circumstances. I could do some of these things myself, but as I have often found, there are things that I am not aware of that could be to my advantage. That's how my accountant justifies his existance!